Shop-Quote-Apply

Turn the client conversation
into a more completeTerm Life application

EasyLife AI develops an intelligent client profile, applies multi-carrier field underwriting intelligence, and enables an informed carrier decision.

See how it worksBook a Demo
Built for individual producers, agencies, brokerages, BGAs, IMOs, and wealth firms.
EasyLife AI
•••
Case workspace
Client profile
Missing details
Likely rate class
Carrier comparison
Rates + underwriting path
Client Case 0482Profile updating
Intelligent Client Profile
Coverage$1,000,000
ProductTerm 20
TobaccoNon-smoker
HealthDiabetes controlled
Missing information
Before the quote is reviewed, confirm the latest A1C result and current medication details.
Likely rate class
Current rangeStandard Plus to Standard
Positive factorNon-smoker
Open factorLatest A1C
Start where the client is

Speak or type naturally

EasyLife AI builds the Intelligent Client Profile as the conversation develops, supports voice or text capture across languages, and surfaces what still matters before the case moves forward.

1Capture health history, coverage goals, and lifestyle detail without forcing the conversation through a rigid form.
2See what is known and what still needs an answer before assessing likely rate class.
3Keep one structured case through class assessment, Term carrier comparison, and the selected next step.
EasyLife AI
Listening live · profile updating
“”
My client needs $1 million in coverage. She is 5 foot 7, 140 pounds, born April 2, 1976, lives in Illinois, wants a 20-year term, is a non-smoker, and takes Metformin.
Intelligent Client ProfileListening
Coverage,
Age,
Gender,
Height,
Weight,
State,
Term length,
Smoking,
Rx,
EasyLife AIStill needed: BP, cholesterol, latest A1C, and medication dosage.
Build + assess

Update the case
as new details arrive

The Intelligent Client Profile updates as information arrives, surfaces three contextual follow-up questions, and keeps the likely class tied to the facts that can change it.

One Intelligent Client Profile, not another set of notes

The Intelligent Client Profile keeps the client goal, health context, current case direction, and open questions in one place.

✓ Client goals and coverage need
✓ Health, lifestyle, and medication context
✓ Current status and open questions
EasyLife AI Assessment
Client profile completeness82% complete
Coverage goalComplete
Health historyIn progress
Medication detailsNeeds review
Tobacco historyComplete
Next best question: When was the client's most recent A1C test, and what was the result?

Ask the follow-up while the client is still present

EasyLife AI returns three highly contextual questions and shows why each missing detail matters to the current case.

✓ Prioritize the three questions with the most case impact
✓ Keep the rationale visible to the producer
✓ Update the profile as answers arrive
EasyLife AI Assessment
Open case questions3 remaining
Latest A1C resultHigh impact
Diagnosis dateMedium impact
Medication dosageMedium impact
Why it matters: the answer may change the likely rate class and the carriers worth quoting.

Keep the case factors behind the assessment in view

EasyLife AI applies the current profile to carrier-specific field-underwriting logic so the producer can see which facts support or constrain the likely range.

✓ Positive and adverse case factors
✓ Carrier-specific field-underwriting considerations
✓ Details that could still change the range
EasyLife AI Assessment
Case factors in viewAssessment context
TobaccoNon-smoker
Diabetes controlControlled
Missing evidenceLatest A1C
The assessment stays tied to the profile and the carrier rules being applied.

Discuss a realistic likely class before showing the quote

EasyLife AI connects the completed case to carrier-specific logic so the producer can review a likely class range without declaring product fit or promising the final carrier decision.

✓ Likely rate-class range
✓ Case attributes influencing the assessment
✓ Questions that could still change the result
EasyLife AI Assessment
Illustrative likely rate classReview range
Current rangeStandard Plus to Standard
Positive factorNon-smoker
Open factorLatest A1C
Illustrative estimate only. Final rate class is determined by the carrier.
Informed carrier decision

Compare the case
across 10+ carriers

Once the profile and likely class are clear, EasyLife AI brings available Term rates and estimated underwriting paths into one view. The producer reviews the options and chooses how to proceed.

EasyLife AI Carrier Comparison
Carrier optionProductLikely classRate & turnaround
Universal Life and IUL start from a clear Term Life baseline

Clarify the baseline before the illustration

For Universal Life and IUL conversations, EasyLife AI first organizes the practical inputs: carrier direction, likely rate class, coverage amount, and term length. Producers and clients can then move into carrier-led illustration work with cleaner assumptions.

Illustrative carrier labels, likely classes, Term rates, underwriting paths, and estimated timing. Final availability, eligibility, underwriting class, timing, and premium are determined by the carrier.
Deployment options

Choose how EasyLife AI
fits your process

Use EasyLife AI through a standalone account, connect it to an existing environment, or extend the selected case into participating-carrier application workflows.

Standalone account

Find the match, then use your current application process

Producers build the profile, assess likely class, compare available Term carrier options, and continue through the application process they already use.

EasyLife AIProfile + assessment + quote
→
Current processExisting drop-ticket or e-application
No integration is required for the standalone deployment.
Lightweight integration

Start the session in your environment and return the selected case

A larger agency, brokerage, or IMO can start EasyLife AI from its own environment and return approved profile, selection, and quote data to the downstream application.

Client systemStart session
→
EasyLife AICase + Term carrier selection
A session can be started by URL or API and return approved profile, lifestyle, Part II, likely class, timing, and quote data to the downstream application. Exact fields and data handling are defined during implementation.
B2B partnership

Extend the selected case into participating-carrier submission

Shop-Quote-Apply connects the selected case to participating-carrier drop-ticket or e-application workflows after the required implementation.

EasyLife AISelected case and approved data
→
Participating workflowDrop ticket or e-application
Quoting support and direct-submission participation are separate. No carrier participation is implied by the quoting logos shown above.

See one Term case move from conversation to an informed carrier choice

Walk through a guided case, book a live demo, or discuss temporary access for your team.

Book a DemoGuided Case